Privacy and Security Statement
Information Collection and Use
LoansForSmallBusiness is the owner of the information collected on this site. We will not sell, share, or rent this information to others in ways different from what is disclosed in this statement. Small Business Loans and Leasing collects information from our users at several different points on our website.
In order to use the services on this website, a user must complete the application registration form. During registration a user is required to give their contact information (such as name and email address). This information is used to contact the user about the services on our site for which they have expressed interest; financial and
sensitive information (such as federal ID number/social security number, phone and address) is collected in order to process the user's application. If we have trouble
processing an application, the contact information is used to get in touch with the user.
We use IP addresses to analyze trends, administer the site, track user's movement, and gather broad demographic information for aggregate use. IP addresses are not linked to personally identifiable information.
We will share aggregate demographic information with our partners and advertisers. This is not linked to any personal information that can identify any individual person. We partner with another party to provide specific services. We will share names, sensitive information or other contact information that is necessary for the third party to provide these services.
This web site contains links to other sites. Please be aware that we [LoansForSmallBusiness] are not responsible for the privacy practices of such other sites. We encourage our users to be aware when they leave our site and to read the privacy statements of each and every web site that collects personally identifiable information. This privacy statement applies solely to information collected by this Web site.
If a user wishes to subscribe to our newsletter, we ask for contact information such as name and email address.
Surveys & Contests
From time-to-time our site requests information from users via surveys or contests. Participation in these surveys or contests is completely voluntary and the user
therefore has a choice whether or not to disclose this information. Information requested may include contact information (such as name and shipping address), and
demographic information (such as zip code, age level). Contact information will be used to notify the winners and award prizes. Survey information will be used for
purposes of monitoring or improving the use and satisfaction of this site.
If a user elects to use our refpeerral service for informing a friend about our site, we ask them for the friend's name and email address. [LoansForSmallBusiness] will automatically send the friend a one-time email inviting them to visit the site.
This website takes every precaution to protect our users' information. When users submit sensitive information via the website, your information is protected both online and off-line. When our application registration form asks users to enter sensitive information (federal ID number/social security number), that information is encrypted and is protected with the best encryption software in the industry - SSL. To learn more about SSL, follow this link www.verisign.com.
While we use SSL encryption to protect sensitive information online, we also do everything in our power to protect user-information off-line. All of our users' information, not just the sensitive information mentioned above, is restricted in our offices. Only employees who need the information to perform a specific job (for example, our credit analyst or a customer service representative) are granted access to personally identifiable information. Finally, the servers that we store personally identifiable information on are kept in a secure environment.
Supplementation of Information
In order for this website to properly fulfill its obligation to our customers, it is necessary for us to supplement the information we receive with information from 3rd party sources. For example, to determine if our customers qualify for credit, we use their name and federal ID number/social security number to request a credit report.
We send all new members a welcoming email to verify password and username. Established members will occasionally receive information on products, services, special deals, and a newsletter.
Site and Service Updates
We also send the user site and service announcement updates, which contain important information about the service. We communicate with the user to provide
requested services and in regards to issues relating to their account via email or phone.
Correction/Updating Personal Information:
If a user's personally identifiable information changes (such as your zip code), we will endeavor to provide a way to correct, or update that users personal data provided to us. This can usually be done by emailing our Customer Support.
Users who no longer wish to receive our newsletter or promotional materials from our partners may opt-out of receiving these communications by replying to unsubscribe in the subject line in the email or email us at firstname.lastname@example.org
Notification of Changes