Privacy and Security Statement
Information Collection and Use
LoansForSmallBusiness is the owner of the information
collected on this site. We will not sell, share, or rent this
information to others in ways different from what is disclosed
in this statement. Small Business Loans and Leasing collects information
from our users at several different points on our website.
Application Registration
In order to use the services on this website, a user must complete
the application registration form. During registration a user
is required to give their contact information (such as name and
email address). This information is used to contact the user about
the services on our site for which they have expressed interest;
financial and
sensitive information (such as federal ID number/social security
number, phone and address) is collected in order to process the
user's application. If we have trouble
processing an application, the contact information is used to
get in touch with the user.
Log Files
We use IP addresses to analyze trends, administer the site, track
user's movement, and gather broad demographic information for
aggregate use. IP addresses are not linked to personally identifiable
information.
Sharing
We will share aggregate demographic information with our partners
and advertisers. This is not linked to any personal information
that can identify any individual person. We partner with another
party to provide specific services. We will share names, sensitive
information or other contact information that is necessary for
the third party to provide these services.
Links
This web site contains links to other sites. Please be aware that
we [LoansForSmallBusiness] are not responsible for
the privacy practices of such other sites. We encourage our users
to be aware when they leave our site and to read the privacy statements
of each and every web site that collects personally identifiable
information. This privacy statement applies solely to information
collected by this Web site.
Newsletter
If a user wishes to subscribe to our newsletter, we ask for contact
information such as name and email address.
Surveys & Contests
From time-to-time our site requests information from users via
surveys or contests. Participation in these surveys or contests
is completely voluntary and the user
therefore has a choice whether or not to disclose this information.
Information requested may include contact information (such as
name and shipping address), and
demographic information (such as zip code, age level). Contact
information will be used to notify the winners and award prizes.
Survey information will be used for
purposes of monitoring or improving the use and satisfaction of
this site.
Tell-A-Friend
If a user elects to use our refpeerral service for informing a
friend about our site, we ask them for the friend's name and email
address. [LoansForSmallBusiness] will automatically
send the friend a one-time email inviting them to visit the site.
Security
This website takes every precaution to protect our users' information.
When users submit sensitive information via the website, your
information is protected both online and off-line. When our application
registration form asks users to enter sensitive information (federal
ID number/social security number), that information is encrypted
and is protected with the best encryption software in the industry
- SSL. To learn more about SSL, follow this link www.verisign.com.
While we use SSL encryption to protect sensitive information online, we also do everything in our power to protect user-information off-line. All of our users' information, not just the sensitive information mentioned above, is restricted in our offices. Only employees who need the information to perform a specific job (for example, our credit analyst or a customer service representative) are granted access to personally identifiable information. Finally, the servers that we store personally identifiable information on are kept in a secure environment.
Supplementation of Information
In order for this website to properly fulfill its obligation to
our customers, it is necessary for us to supplement the information
we receive with information from 3rd party sources. For example,
to determine if our customers qualify for credit, we use their
name and federal ID number/social security number to request a
credit report.
Special Offers
We send all new members a welcoming email to verify password and
username. Established members will occasionally receive information
on products, services, special deals, and a newsletter.
Site and Service Updates
We also send the user site and service announcement updates,
which contain important information about the service. We communicate
with the user to provide
requested services and in regards to issues relating to their
account via email or phone.
Correction/Updating Personal Information:
If a user's personally identifiable information changes (such
as your zip code), we will endeavor to provide a way to correct,
or update that users personal data provided to us. This
can usually be done by emailing our Customer Support.
Choice/Opt-out
Users who no longer wish to receive our newsletter or promotional
materials from our partners may opt-out of receiving these communications
by replying to unsubscribe in the subject line in the email or
email us at newsletter@smallbusinessloans.com
Notification of Changes
If we decide to change our privacy policy, we will post those
changes on our Homepage so our users are always aware of what
information we collect, how we use it, and under circumstances,
if any, we disclose it. If at any point we decide to use personally
identifiable information in a manner different from that stated
at the time it was collected, we will notify users by way of an
email. Users will have a choice as to whether or not we use their
information in this different manner. We will use information
in accordance with the privacy policy under which the information
was collected.